Small Business Loans & Financing
Get the money your business needs
We provide a range of financing solutions for your business to acquire inventory and materials, refinance existing debt, or finance accounts receivable.
Merchant Cash Advance (MCA) Loan
- Fast Funding: Access to capital in as little as 24 hours to cover short-term expenses or manage cash flow.
- Flexible Repayment: Repayments are linked directly to sales volume; smaller payments on low-sales days and larger payments on high-sales days.
- No Fixed Collateral:
Generally requires no collateral.
- Factor Rate: Instead of interest, fees are determined by a factor rate.
Qualifications
- Personal credit above 500 FICO® Score is typically required
- 6 Month in business
- $50,000 in annual revenue
Business Advantage Credit Line Cash
A line of credit with a security deposit
Establish your business credit
Build a path towards unsecured credit
Use whenever you need funds
Monthly payments based on your balance
Qualifications
- 6 months in business
- $50,000 in annualized revenue
- $1,000 refundable security deposit
Business Term Loan
An unsecured term loan with no collateral
Receive funds as a one-time lump sum
Competitive interest rates
Fixed payments over the life of the loan
Qualifications
- Personal credit above 700 FICO® Score is typically required
- 2 years in business
- $100,000 in annual revenue
Fasten Loan Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Expert insights
Explore financing options and cash flow strategies on the Center for Business Empowerment
Free business credit scores
View your business credit scores for free, powered by Experian
Interest rate discounts
Pay less interest as a Preferred Rewards for Business member.
Connect with us
In Business Advantage 360, our online banking platform for small businesses, access to Experian business credit scores is exclusively for educational purposes. small business clients located in the United States who have an open and active small business account, have a Experian business credit score, and have successfully registered to access this data through Business Advantage 360 using a small business online banking ID. Only the owner of the Business Advantage 360 account is eligible to register; administrators or sub-users are not. Mobile banking does not provide this information. Data from Experian is used to generate Experian business credit scores, which are also known as “The D&B® Delinquency Predictor Score“ and “The D&B® Small Business Financial Exchange (SBFE) Score,” and which may vary from other business credit ratings. Your Experian business credit scores are based on data from the Experian Data Cloud and are determined by Experian‘s unique models. In addition, the D&B SBFE Score uses financial services payment information that member financial services firms disclose to the SBFE. Other credit scores and further data could be used by Fasten Loan LLCs and other lenders to make credit decisions. Experian is a third party that is not associated with Fasten Loan LLCs, and Fasten Loan LLcs does not guarantee or make any claims regarding Experian‘s company credit score or any associated information.